Did you know that customized vehicles aren’t covered by standard auto insurance policies? While you might be tempted to upgrade or customize your vehicle, you’ll have to make sure that you have the insurance in place to protect your new investment. After all, if you’re in an accident or your modified vehicle gets stolen, your […]
Category: Auto Insurance
The Role of Personal Injury Protection (PIP) in Auto Insurance
Written By Charlotte Insurance on August 3, 2023. It has 0 comments.
If you end up in an automobile accident, who pays for the medical bills of your passengers? What about your own medical bills? In some cases, those end up being covered by the person who is found to be at fault for the accident, although this usually involves a lawsuit and settlements before everyone is […]
Auto Insurance for International Travel: Coverage When Driving Abroad
Written By Charlotte Insurance on July 24, 2023. It has 0 comments.
If you’re vacationing overseas and get into an auto accident, you may end up having to pay more than you budgeted for. Unless your international travel involves going to Mexico or Canada, your U.S. auto insurance likely won’t follow you. That policy isn’t valid in numerous other countries, leaving you with some potentially expensive bills […]
Rental Car Insurance: What You Need to Know
Written By Charlotte Insurance on July 12, 2023. It has 0 comments.
Renting a car requires making a number of choices. What type of car do you want to rent, an SUV, a sedan, a convertible? Also, how much will it cost? This depends on the model and year of the vehicle that you selected, as well as how far you plan to drive and how long […]
Auto Insurance for Teens: A Comprehensive Guide for Parents
Written By Charlotte Insurance on July 8, 2023. It has 0 comments.
The words “teen driver” and “car insurance rates” tend to make parents cringe. Most parents are fully aware that they’ll end up paying more on their car insurance premiums, thanks to the age of their children who can now attempt to qualify for their driver’s licenses. So, what do you need to know about adding […]
Understanding Gap Insurance and Why It’s Important for New Car Owners
Written By Charlotte Insurance on May 25, 2023. It has 0 comments.
Picture this: you just purchased a new car and are informing your insurance company about it so that they can update your auto insurance. After finding out how much you paid for the car and looking up some specs in their database, your insurance agent advises you to get GAP (Guaranteed Asset Protection) insurance. Obviously, […]
Understanding the Impact of Car Modifications on Your Auto Insurance
Written By Charlotte Insurance on May 23, 2023. It has 0 comments.
From auto enthusiasts to those who simply want a car that stands out from the crowd, car modifications are a clever way to highlight your personality and own a vehicle that’s truly unique. The only issue arises when you consider car insurance. Can you get a standard auto policy on a modified car? Or do […]
The Impact of Your Credit Score on Your Auto Insurance Premiums
Written By Charlotte Insurance on May 17, 2023. It has 0 comments.
Do you know which factors go into how much you pay for your auto insurance premiums? Yes, things like your age, driving record, vehicle year, make, and model, and your geographic location all matter, but so does your credit score. Why does your credit score matter? How do insurance companies use it to determine how […]
The Importance of Uninsured/Underinsured Motorist Coverage in Auto Insurance
Written By Charlotte Insurance on April 21, 2023. It has 0 comments.
When you’re looking at those cars sitting alongside yours at a red light, you have no way of knowing how much insurance the other drivers have. Do they have full coverage? Do they meet state minimums only? Or worse, do they not have any insurance at all? While this may seem like it’s none of […]
How Much Does a Traffic Violation Impact Your Auto Insurance?
Written By Charlotte Insurance on March 16, 2023. It has 0 comments.
There are few things more nerve-wracking than getting a traffic ticket. First, you have to sit through the traffic stop while the officer runs your plates and determines what to charge you with. Then, you have to decide whether to fight the ticket or simply pay the fine and court costs. Finally, you have to […]