Being in the construction industry comes with a truckload of risk. There are many different moving pieces involved in repairing and renovating houses, all of which rely on each other in order for the job to go smoothly. What happens when your equipment breaks down? What if an employee is hurt on the job? Both […]
Category: Business Insurance
Environmental Liability Insurance for Contractors: Why It’s Essential
Written By Charlotte Insurance on February 6, 2024. It has 0 comments.
Contractors have a lot of moving pieces to juggle on a daily basis. From hiring employees to ensuring that all of the right materials get to the correct job sites, it’s understandable that some things, like environmental hazards, can fall through the cracks. Thankfully, there are insurance policies available to mitigate these risks, including environmental […]
Navigating the Complexities of Fire Insurance for Multi-Unit Buildings
Written By Charlotte Insurance on January 30, 2024. It has 0 comments.
Owning a multi-unit or multi-family building is usually a promising investment, as long as the structure is sound, well maintained, and contains the safety features that your location requires. However, there is one danger that you can’t predict: fire. When a larger building catches on fire, not only is it tougher for the fire department […]
Risk Management Strategies for Manufacturing Companies
Written By Charlotte Insurance on January 23, 2024. It has 0 comments.
Manufacturing businesses face a wide variety of risks on a daily basis. There’s the potential for goods to become damaged while sitting in a warehouse awaiting shipping. There’s the chance that a batch of the manufactured items might be defective in some way, leading to consumer issues. There are potential problems with third-party vendors, the […]
Supply Chain Insurance: Protecting Manufacturers Against Disruptions
Written By Charlotte Insurance on January 16, 2024. It has 0 comments.
Manufacturing companies have a lot to worry about. Not only do they need to have their quotas met and items produced sold, but they also have to keep an eye on the supply chain. After all, without the raw materials to make their products, the company would be unable to meet any of their customers’ […]
Contractors Insurance: A Guide to Contractors Insurance in 2024
Written By Charlotte Insurance on November 28, 2023. It has 0 comments.
General contractors need to have air-tight insurance policies in place in order to protect themselves. There’s a lot that can go wrong when building, remodeling, or repairing a home, so you need to be prepared for when the worst happens. Otherwise, you could end up having to pay for the costs of labor and materials […]
The Importance of Surety Bonds for Auto Dealers: A Comprehensive Guide
Written By Charlotte Insurance on November 21, 2023. It has 0 comments.
Running an auto dealership, even one who specializes solely in used cars, requires quite a bit of insurance protection. This protection isn’t just for you, but also for your buyers. After all, they need to know that you’re covered, and you won’t try to give them a hard time should something go wrong with their […]
Environmental Liability Insurance: Addressing Environmental Risks in Manufacturing
Written By Charlotte Insurance on October 12, 2023. It has 0 comments.
How environmentally friendly is your manufacturing business? The small things, like having recycling containers and reusing as much old cardboard and other things as possible, only go so far, especially if your company produces products that can have environmental consequences. Whether these hazardous items are the byproducts of your manufacturing process or are a major […]
A Guide to Bonding and Insurance for Contractors: Securing Your Projects from Start to Finish
Written By Charlotte Insurance on September 21, 2023. It has 0 comments.
Contractors handle a number of different construction jobs depending on their specialty. Some may tackle things like concrete, masonry, and asphalt, while others are more in the building realm and work as carpenters, plumbers, drywall installers, roofing specialists and more. The one thing that all of these contractors have in common though is their need […]
Contractor Pollution Liability Insurance: Protecting Against Environmental Risks
Written By Charlotte Insurance on August 8, 2023. It has 0 comments.
If you work with hazardous materials in any way, shape, or form, you run the risk of accidentally creating an environmental catastrophe. What happens if that fertilizer spills all over the road? Or if the used oil that you’re transporting to a disposal facility ends up spilling into a river or other local waterway? You […]