Manufacturing businesses face a wide variety of risks on a daily basis. There’s the potential for goods to become damaged while sitting in a warehouse awaiting shipping. There’s the chance that a batch of the manufactured items might be defective in some way, leading to consumer issues. There are potential problems with third-party vendors, the […]
Blog
Supply Chain Insurance: Protecting Manufacturers Against Disruptions
Written By Charlotte Insurance on January 16, 2024. It has 0 comments.
Manufacturing companies have a lot to worry about. Not only do they need to have their quotas met and items produced sold, but they also have to keep an eye on the supply chain. After all, without the raw materials to make their products, the company would be unable to meet any of their customers’ […]
Cybersecurity for Auto Dealerships: The Need for Cyber Insurance in the Digital Age
Written By Charlotte Insurance on January 3, 2024. It has 0 comments.
Auto dealerships have a lot of classified information on their computers. They need their customers’ social security numbers, salaries, addresses, and more in order to qualify them for loans. Plus, there’s plenty of other private details recorded in those systems, such as pay records and employee information, as well as vehicle VIN numbers and more. […]
Top 5 Insurance Claims Made by Building Contractors and How to Avoid Them
Written By Charlotte Insurance on December 30, 2023. It has 0 comments.
Building contractors have a lot to manage. They have to deal with employees, order supplies, ensure existing work gets done, and even be on the lookout for new business after the current job ends. This can lead to a huge balancing act considering the number of mistakes that lead to insurance claims. With so much […]
Warehouse and Storage Insurance Solutions for Manufacturers
Written By Charlotte Insurance on December 26, 2023. It has 0 comments.
Those who own and operate warehouses or storage spaces for manufacturers, or do their own manufacturing and also operate a place to store the goods before they’re shipped to customers, need to have the right types of insurance in place. Otherwise, they could be forced to pay a lot of money out of pocket should […]
Addressing Tenant Liability: Insurance Considerations for Apartment Owners
Written By Charlotte Insurance on December 19, 2023. It has 0 comments.
Owning an apartment building comes with many good things, like the opportunity for steady rental income, as well as some not-so-great things, such as having to pay for injuries or things broken by tenants and their guests. Thankfully, there are some insurance policies that you can put into place in order to cover accidents and […]
Contractors Insurance: A Guide to Contractors Insurance in 2024
Written By Charlotte Insurance on November 28, 2023. It has 0 comments.
General contractors need to have air-tight insurance policies in place in order to protect themselves. There’s a lot that can go wrong when building, remodeling, or repairing a home, so you need to be prepared for when the worst happens. Otherwise, you could end up having to pay for the costs of labor and materials […]
The Importance of Surety Bonds for Auto Dealers: A Comprehensive Guide
Written By Charlotte Insurance on November 21, 2023. It has 0 comments.
Running an auto dealership, even one who specializes solely in used cars, requires quite a bit of insurance protection. This protection isn’t just for you, but also for your buyers. After all, they need to know that you’re covered, and you won’t try to give them a hard time should something go wrong with their […]
How to Balance Cost with Coverage: Tips for Owner Operators
Written By Charlotte Insurance on November 14, 2023. It has 0 comments.
Owner operators, also known as truckers who own and drive their own vehicles, making deliveries for various companies, have several different types of insurance they must obtain. These include everything from commercial trucking insurance to cargo coverage, liability insurance, and more. All of this can add up quickly, making your small business less profitable. But […]
Liquor Liability Insurance: Serving Alcohol with Peace of Mind
Written By Charlotte Insurance on November 7, 2023. It has 0 comments.
As a restaurant owner, you need to be aware of things like profit margins and what can eat into them, like lawsuits over alcohol-based incidents. What happens when a patron has one too many drinks and then causes an accident or manages to trip and fall and hurt themselves (or worse, hurts others)? They may […]