The cars on your lot that are listed for sale are protected under their own insurance policy, but that leaves a glaring gap in coverage: the vehicles owned and operated by your dealership. These vehicles might be protected by a commercial auto insurance policy, but if you have a number of them, then you might […]
Category: Commercial Insurance
The Importance of Product Liability Insurance for Manufacturers
Written By Charlotte Insurance on February 26, 2024. It has 0 comments.
Manufacturing companies have a lot to balance on a daily basis. They need to find customers for their products, source the raw materials for those products, and have their employees create and package them. The last thing that the CEO or owner needs to worry about is what happens when the products leave the factory […]
Risk Management Strategies for Contractors
Written By Charlotte Insurance on February 21, 2024. It has 0 comments.
Being in the construction industry comes with a truckload of risk. There are many different moving pieces involved in repairing and renovating houses, all of which rely on each other in order for the job to go smoothly. What happens when your equipment breaks down? What if an employee is hurt on the job? Both […]
How to Reduce Insurance Costs for Your Auto Dealership
Written By Charlotte Insurance on February 19, 2024. It has 0 comments.
Running an auto dealership can be expensive. You not only have to pay for your employees’ salaries, as well as upkeep and maintenance of your buildings and outdoor property areas, but also ensure that your technology is up to date, and more. That said, adding on the cost of insurance may seem like the straw […]
Cybersecurity for Auto Dealerships: The Need for Cyber Insurance in the Digital Age
Written By Charlotte Insurance on January 3, 2024. It has 0 comments.
Auto dealerships have a lot of classified information on their computers. They need their customers’ social security numbers, salaries, addresses, and more in order to qualify them for loans. Plus, there’s plenty of other private details recorded in those systems, such as pay records and employee information, as well as vehicle VIN numbers and more. […]
Top 5 Insurance Claims Made by Building Contractors and How to Avoid Them
Written By Charlotte Insurance on December 30, 2023. It has 0 comments.
Building contractors have a lot to manage. They have to deal with employees, order supplies, ensure existing work gets done, and even be on the lookout for new business after the current job ends. This can lead to a huge balancing act considering the number of mistakes that lead to insurance claims. With so much […]
Warehouse and Storage Insurance Solutions for Manufacturers
Written By Charlotte Insurance on December 26, 2023. It has 0 comments.
Those who own and operate warehouses or storage spaces for manufacturers, or do their own manufacturing and also operate a place to store the goods before they’re shipped to customers, need to have the right types of insurance in place. Otherwise, they could be forced to pay a lot of money out of pocket should […]
Cargo Insurance: Safeguarding Freight in Transit for Transportation Companies
Written By Charlotte Insurance on October 18, 2023. It has 0 comments.
There’s a lot that can happen on the roadways. Trucks can jack knife and have their cargo spilled all over the roads. Inclement weather can lead to multiple car and truck pileups that leave them stuck for days, allowing that cargo to spoil or become damaged. Fires can even occur when something goes wrong with […]
Green Building Insurance: Sustainability and Coverage for Eco-Friendly Projects
Written By Charlotte Insurance on October 16, 2023. It has 0 comments.
The word “green” appears everywhere these days. People want every product that they use to be environmentally friendly, and that desire trickles all of the way down to where they’re living as well. Green buildings are more popular than ever before, with most new construction, whether it’s a multi-family home or apartment building or a […]
How to Prepare Your Business for Natural Disasters with the Right Insurance Coverage
Written By Charlotte Insurance on June 1, 2023. It has 0 comments.
Does your business have the insurance coverage that it needs to rebuild after a natural disaster? What would happen if a hurricane hit your geographic area and took out your entire fleet of vehicles or made your offices unable to operate, due to a lack of a roof on the building? If you don’t have […]