Apartment communities have different insurance needs than detached homes that are situated in standard neighborhoods. Since an apartment building is owned by one company, also known as the landlord, and contains separate apartments occupied by tenants, several distinct types of insurance protections are necessary. On top of that, the owners of the apartment complex need […]
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The Top 5 Risks Auto Dealers Face and How Insurance Can Mitigate Them
Written By Charlotte Insurance on September 14, 2023. It has 0 comments.
Running an auto dealership isn’t for the faint of heart. There are a number of things that can go wrong, many of which can lead to expensive repairs that hit your company’s bank account hard. While having a number of solid insurance solutions in place can help, it’s important to be prepared for these risks. […]
Protecting Your Inventory: Comprehensive Insurance Solutions for Auto Dealerships
Written By Charlotte Insurance on September 7, 2023. It has 0 comments.
Auto dealerships often have hundreds of thousands of dollars’ worth of merchandise sitting right on their lot. That’s a lot of money to recoup should something happen, like a tornado, a hurricane, or even a ring of car thieves. Thankfully, you don’t have to put all of your inventory on the line and hope for […]
Understanding Equipment Breakdown Insurance: Protection for the Manufacturing Industry
Written By Charlotte Insurance on September 5, 2023. It has 0 comments.
The manufacturing industry isn’t like it used to be. Instead of workers standing at various assembly line stations wielding wrenches, hammers, and other manual tools, everything now consists of conveyor belts, robotic machinery, computer-controlled tools, and more. Manufacturing relies on these pieces of equipment so heavily that if they went down for more than half […]
Employee Safety in the Manufacturing Sector: The Role of Workers’ Compensation Insurance
Written By Charlotte Insurance on August 28, 2023. It has 0 comments.
No matter how hard you try to keep everyone safe on your manufacturing floor, accidents happen. One minute everything could be going along fine, and the next thing you know someone has been injured. It could be anything from a sprained ankle to a dislocated knee caused by tripping over an unmarked hazard, or something […]
Home Insurance Considerations for Older Homes: Addressing Unique Risks
Written By Charlotte Insurance on August 23, 2023. It has 0 comments.
Older homes may look like gems, but those gorgeous exteriors can hide numerous issues, including lead pipes, asbestos tiles, and even knob and tube electrical systems. While these things may be grandfathered into the new housing regulations in your area, what happens when the house catches fire or is damaged by high winds and needs […]
The Importance of Liability Coverage in Home Insurance
Written By Charlotte Insurance on August 21, 2023. It has 0 comments.
A typical home insurance policy includes two important components: coverage for your property and belongings and liability coverage. The former is designed to replace or repair your home and your furniture, appliances, personal belongings, and more in case of a fire or other form of damage. The latter is a bit more complicated, as far […]
Condo Insurance: Understanding Master Policies and Individual Coverage
Written By Charlotte Insurance on August 17, 2023. It has 0 comments.
Buying insurance for your condo is quite different than getting a standard homeowner’s insurance policy. Why? Because condos are different than houses, of course. Yes, you’re purchasing insurance on a property that you own, but thanks to the way that condo units are set up, you’ll need a policy specific for protecting this type of […]
Auto Insurance and Modified Vehicles: Insuring Customizations and Upgrades
Written By Charlotte Insurance on August 15, 2023. It has 0 comments.
Did you know that customized vehicles aren’t covered by standard auto insurance policies? While you might be tempted to upgrade or customize your vehicle, you’ll have to make sure that you have the insurance in place to protect your new investment. After all, if you’re in an accident or your modified vehicle gets stolen, your […]
Understanding Vacant Home Insurance: Coverage During Periods of Non-Occupancy
Written By Charlotte Insurance on August 10, 2023. It has 0 comments.
If you have a second home that only gets used during certain parts of the year, complete with furniture that gets placed in storage, or you spend months out of the country for work purposes, leaving your main home vacant of both people and belongings, you’ll need to get vacant home insurance in order to […]